Maximise EOFY: Why Now’s the Time to Buy Smart
As the end of the financial year (EOFY) approaches, it’s the perfect opportunity to step back and assess how your money is working for you—and for many smart investors, that means taking action in the property market.
At BBA Property Advocates, we’ve helped many clients capitalise on EOFY opportunities by securing high-quality investment properties. These purchases have not only delivered immediate tax benefits, but also strong growth potential in a surprisingly short timeframe.
If you’re considering building your portfolio or making your first move into investment property, now could be the ideal time to act.
Why Consider an Investment Property Before June 30?
Purchasing an investment property before EOFY can offer several strategic advantages:
Tax Deductions:
You can claim deductions on interest, property management fees, maintenance, depreciation, and other expenses related to the property.
Lower Taxable Income:
If your investment property is negatively geared, it could significantly reduce your taxable income for this financial year.
Start the New Financial Year Strong:
Own a smart, income-producing asset from July 1—and start building returns immediately into the next financial cycle.
Use Borrowing Capacity Effectively:
Changes in lending policies, your personal financial circumstances, or market conditions could impact your borrowing capacity next financial year. Moving now means you use your current position to your advantage.
Client Snapshot: Real Results from Last EOFY
Last year, we had the privilege of assisting a range of clients in securing off-market investment properties across Sydney’s growth suburbs.
The outcomes?
- Off-market townhouses and boutique apartments were secured well below comparable on-market pricing.
- Many of these properties delivered 6–10% value increases in under 12 months.
- Solid rental yields were achieved, helping clients both service their loans and build stronger portfolios.
- Immediate tax deductions at end of year gave many clients a noticeable benefit come tax time.
Strategic timing, expert sourcing, and smart negotiation made all the difference.
How We Help You Make the Right Move
At BBA, we’re here to make the investment process seamless. Our tailored, end-to-end service includes:
Refining your property brief and strategy.
Sourcing high-potential opportunities (including off-market and pre-market access).
Conducting thorough due diligence and research.
Negotiating the best possible terms and purchase price.
Coordinating with your broker, accountant, and solicitor for a streamlined experience.
Connecting you with trusted property managers to maximise your rental returns.
When you work with BBA, you’re not just buying a property—you’re making a well-informed, strategic move with a trusted advocate by your side.
EOFY: More Than a Deadline
The end of the financial year isn’t just a cutoff date—it’s a launchpad for your next phase of growth.
If you’ve been thinking about purchasing an investment property, now is the time to act with purpose, not pressure.
Let’s have a conversation about how we can help you turn EOFY into an opportunity.
Rhoda Barsalli
Founder/Senior Buyers Agent